Home Ownership– how to apply

Applications for our next home are closed. We expect that our next open application period will be in late 2020 or early 2021. In the meantime, eligible families are welcome to submit a preliminary application to express interest.

Three fundamental criteria are used to determine who is selected to be a Habitat partner.

  • Need for Shelter- The applicant’s current shelter is inadequate because it is structurally unsound, is overcrowded, has unsanitary or unhealthy conditions, is in an unsafe neighborhood, needs basic repairs that the landlord will not make, or the resident is paying more the 50% of the household income for housing.
  • Willingness to Partner- The applicant agrees to work cooperatively with NBHfH from the time of selection until the mortgage is paid off.   They must attend meetings with NBHfH representatives for financial counseling and homeownership education and must help build their own home, completing a minimum of 250 hours of sweat equity per adult in the home.
  • Ability to Pay- The applicant shows a stable and adequate income, evidence of an ability to manage money responsibly. The applicant's household income is between 30% and 60% of the area’s median income based on family size.

More detailed information is available on our Family Fact Sheet and Questionaire. The Preliminary Questionaire can be submitted to our office to express interest in homeownership.

Northern Berkshire Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.