Home Ownership

How to Apply

 

At this time, applications for our next home are closed. We expect that our next open application period will be in late 2019 or early 2020. In the meantime, eligible families are welcome to submit a preliminary application to express interest.

Three fundamental criteria are used to determine who is selected to be a Habitat partner.

  • Need for Shelter- The applicant’s current shelter is inadequate because it is structurally unsound, is overcrowded, has unsanitary or unhealthy conditions, is in an unsafe neighborhood, needs basic repairs that the landlord will not make, or the resident is paying more the 50% of the household income for housing.
  • Willingness to Partner- The applicant agrees to work cooperatively with NBHfH from the time of selection until the mortgage is paid off.   They must attend meetings with NBHfH representatives for financial counseling and homeownership education, and must help build their own home, completing a minimum of 250 hours of sweat equity per adult in the home.
  • Ability to Pay- The applicant shows a stable and adequate income, evidence of an ability to manage money responsibly. The applicant's household income is between 30% and 60% of area’s median income based on family size.

More detailed information is available on our Family Fact Sheet. The Preliminary Application can be submitted to our office to express interest in homeownership.

Habitat partners with people to help them build a place they can call home. Homeowners work alongside volunteers to help build their own homes, which they then purchase with an affordable mortgage.

Northern Berkshire Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.